Earth Payment Solutions

Delivering a simplified path to integrated payments with PayFac-as-a-Service

Earth Payment Solutions (“EPS”) specializes in simplifying the process of accepting payments for smaller merchants through its Payment Facilitator (aka “PayFac”) platform. We provide online or in-store credit-debit card payments services exclusively to select vertical markets versus aggregating merchants of all types. Our PayFac structure allows merchants to start accepting payments more quickly and easily, with less stringent underwriting requirements compared to traditional merchant accounts.

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Current EPS Market Brands

100m+

Revenue

300+

Projects

150+

Awards

Our PayFac Platform Features

Secure Login

Our Merchant Portal uses Single Sign-On (SSO) authentication to validate our users’ credentials, ensuring that sensitive data is kept extra safe.

Email-to-Pay

Sub-merchants have the convenience of sending a payment link by email to clients to pay for up and coming transportation services.

Text-to-Pay

Sub-merchants have the convenience of sending a payment link by text to clients to pay for up and coming transportation services.

Split Funding

Should any particular franchisor industry encompass referral sources that refer franchisees business customers, that is commensurate with commissions payables on a regular basis, franchisees can split pay credit card transactions (e.g., 20% to referral sources and 80% to franchisees) and both parties get paid simultaneously.

Tap & Go

(Mobile contactless payments) Sub-merchants can conduct face-to-face payments on the fly when completing sales by instructing their customers to tap their cards against franchisees mobile phones to complete transactions.

Surcharging

Sub-merchants have the ability to pass-along a credit card surcharge fee to a client’s bill when he or she uses a credit card for payment.

QR Code 

EPS’s QR code technology gives sub-merchants a frictionless, touchless payment option for enhanced client satisfaction and increased sales.

Direct Sale

A Direct Sale is a credit card transaction that has been authorized by a cardholders bank and it is immediately flagged for settlement. Transactions on any given day must be “batched out” by 7pm Eastern Standard Time Monday through Friday, or settlements will push to the next business day.

Pre-Authorization

A Pre-Authorization (also “Pre-Auth” or “Authorization Hold”) is a temporary hold on a customer's credit card that has not been flagged for settlement, which typically lasts around 5 days, or until the post-authorization (or “settlement”) comes through, which is initiated by a Capture input to mark an authorization for settlement.

Flexible Transaction Monitoring

View, search, process, refund, and print transactions – all in one place. Our transactions tab automatically displays today’s transactions with a drop-down menu to select transactions for different time frames or specific dates. With our upgraded filter options, sub-merchants are able to enter a wide variety of data points to easily narrow down a search.

QR Code 

EPS’s QR code technology gives sub-merchants a frictionless, touchless payment option for enhanced client satisfaction and increased sales.

Direct Sale

A Direct Sale is a credit card transaction that has been authorized by a cardholders bank and it is immediately flagged for settlement. Transactions on any given day must be “batched out” by 7pm Eastern Standard Time Monday through Friday, or settlements will push to the next business day.